Karen Martineau
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Destin, FL 32541 Cell: 850-499-6930
Fax: 1888-772-5010
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Work Phone: 850-499-6930 Email Karen

Welcome to REMAX Coastal Properties

 

Dear Friend,

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Florida, please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.

Sincerely,
 

Karen Martineau

Martineau Group

Creating Value on the Coast

REMAX Coastal Properties

REMAX Hall of Fame Member

2021 Diamond, Titon, Platinum, Executive & 100% awards recipient

2017, 2018, 2019, 2020 & 2021 Top Listing Team REMAX CP

2017, 2018, 2019, 2020 & 2021 Top Sales Team REMAX CP

Realtor, Broker Associate

CRS, CLHMS, SRS, CDPE, IRES, GRI, E-Pro

Certified Luxury Home Marketing Specialist

Certified Residential Specialist

Seller Representative Specialist

International Real Estate Specialist

Certified Distressed Property Expert

850-499-6930

Fax:  888-772-5010

 

 

 

 

  

 

CLICK BELOW FOR AN INTERACTIVE VIEW OF MY RECENT LISTINGS AND SALES:

CLICK LINK BELOW TO SEE MY SALES AND LISTINGS FOR THE LAST 2 YEARS

Click to view listing(s)

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Whether you are planning to buy your first home or sell your existing home, contact us today! 

We'd love to hear from you!
To:  Karen Martineau


Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required Fields
   
    %
$
$  
$  
Estimate Insurance to of Cost
$  
Estimate Tax to of Cost
$
$
Optional Fields
   
   
$
Results
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %